Completion Day
The day ownership transfers and you get the keys.
Completion day is when mortgage funds transfer from your lender to the seller's solicitor, legal ownership passes to you, and you collect the keys. Typically falls 1-2 weeks after exchange of contracts. Funds move in the morning; keys are usually available from the estate agent by early afternoon. Occasional delays (bank issues, funding problems) can push completion to the next working day.
Related terms
- Exchange of Contracts →
- Completion Statement →
- Mortgage Deed →
- Completion Day — full guide →
This glossary entry is a brief definition. For the full practical walkthrough, see the guide above.
- Full Glossary →
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Exchange of Contracts
The legal moment a purchase becomes binding for both parties.
Completion Statement
Your solicitor's final breakdown of every cost before completion.
Exchange & Completion
The final legal steps from binding contract to getting the keys.
Moving House Checklist
Everything to organise before, during and after moving day.
